Blog
/

How AMINA Bank and Mesh Bring Verified Digital Asset Deposits to Regulated Banking

Mesh x AMINA Bank

How AMINA Bank and Mesh Bring Verified Digital Asset Deposits to Regulated Banking

AMINA Bank AG — a Swiss Financial Market Supervisory Authority (FINMA)-regulated crypto bank headquartered in Zug — is the first regulated bank to integrate Mesh. The integration embeds Mesh's verified deposit technology directly into AMINA's online banking platform, so clients can verify wallet ownership and deposit stablecoins and digital assets in a single, streamlined flow across more than 300 wallet providers (per the joint announcement, July 2026).

What is the AMINA Bank–Mesh partnership?

The AMINA Bank–Mesh partnership makes AMINA the first FINMA-regulated bank to integrate Mesh, the crypto payments network, embedding wallet ownership verification and digital asset deposits directly into the bank's online banking platform (per the joint announcement, July 2026). AMINA, founded in Zug in 2018 and licensed by FINMA as a Swiss bank and securities dealer in 2019, operates at the intersection of traditional banking and digital assets, serving professional investors, corporations, and financial institutions from regulated hubs in Switzerland, Abu Dhabi (ADGM), and Hong Kong (SFC) (per AMINA's corporate material. Mesh provides the verification and connectivity layer; AMINA receives and custodies the deposited assets within its Swiss regulated banking environment.

What does the integration let AMINA clients do?

AMINA clients can deposit stablecoins and digital assets into their bank account from their existing wallets and exchange accounts — selecting their wallet provider, verifying ownership, and depositing within AMINA's platform in a few clicks (per Myles Harrison, Chief Product Officer at AMINA, in the announcement). There is no more copying wallet addresses by hand, switching between external tools, or completing the multi-step verification the process historically required.

Before this integration, depositing into a bank required clients to complete wallet-signing on external platforms and verify addresses through multi-step manual processes (per Harrison's statement). The integration brings the digital asset deposit experience in line with the standards clients expect in traditional finance — inside the bank's own interface, under the bank's own compliance framework.

How does Mesh power AMINA's verified deposits?

The flow combines two Mesh capabilities in one session. Mesh's wallet ownership verification solution cryptographically confirms that the client controls the external wallet — the client connects the wallet and signs an ownership message — before any funds reach the bank. Mesh's deposit connectivity then links the client's verified wallet or exchange account to their AMINA account, across a network of more than 300 wallets and exchanges.

The architecture reflects how Mesh works with every regulated institution: Mesh is an orchestration and instruction layer. It passes the client's authenticated instructions and ownership proof to the bank and is never in the flow of funds — verification and connectivity only. AMINA receives and custodies deposited assets, applying its own compliance and on-chain screening infrastructure natively within its regulated environment.

Why does this matter for regulated banking?

Demand for regulated digital asset infrastructure has outrun supply. According to Bessemer Venture Partners, real-world stablecoin payments doubled in 2025 to $400 billion even as broader crypto markets declined, with 60% of that volume driven by B2B flows — corporate treasury, cross-border settlement, and payment service providers clearing transactions for their clients (as cited in the joint announcement). The demand is there, but the regulated banking infrastructure to support it has not kept pace. AMINA's integration of Mesh closes that gap, connecting clients directly to their existing wallets and exchange accounts within a Swiss regulated banking environment.

"As the first FINMA-regulated bank to integrate Mesh, AMINA is proving how digital assets can move through regulated finance — verification and compliance handled natively," said Bam Azizi, Co-Founder and CEO of Mesh, in the announcement. "We're proud to provide the connectivity that makes it possible."

The partnership also matters beyond AMINA's own client base. Through AMINA's B2B2C platform, financial institutions can access Mesh's connectivity through AMINA's regulated banking framework, with compliance and on-chain screening infrastructures already in place (per Dr. Sebastian Preil, Global Head of B2B2C and Managing Director at AMINA, in the announcement). For any regulated institution entering crypto, that answers a practical challenge Preil names directly: how to verify a client's on-chain footprint alongside their traditional financial profile.

Which assets and platforms does it support?

The integration connects AMINA clients to their wallets and exchange accounts across more than 300 providers in Mesh's network. AMINA's platform supports stablecoins and digital assets including USDC, USDT, and other major assets.

What's next for the partnership?

The integration will soon be available for AMINA clients, with additional capabilities expected later in 2026. AMINA has stated that verified deposits are the first step, with intent to extend Mesh's connectivity to withdrawals and payouts in the future, as it builds the infrastructure through which stablecoins and digital assets could move at scale (per Harrison's statement).

Partnership history

AMINA Bank and Mesh announced the integration in July 2026 via a joint release (Businesswire). AMINA received its Swiss banking and securities dealer licence from FINMA in 2019 (founded as SEBA Bank in 2018, rebranded AMINA in late 2023) and holds regulatory permissions in Abu Dhabi (ADGM/FSRA, 2022) and Hong Kong (SFC, 2023), per AMINA's corporate material

Frequently asked questions

→ What is the AMINA Bank–Mesh integration? AMINA Bank, a FINMA-regulated Swiss crypto bank, is the first regulated bank to integrate Mesh. The integration embeds Mesh's verified deposit technology into AMINA's online banking platform, letting clients verify wallet ownership and deposit stablecoins and digital assets in one streamlined flow across 300+ wallet providers.

→ Does Mesh custody the deposited assets? No. Mesh provides verification and connectivity only and is never in the flow of funds. AMINA receives and custodies deposited assets within its Swiss regulated banking environment.

→ How is wallet ownership verified? Through Mesh's verification solution, the client connects their wallet and signs an ownership message, cryptographically proving control of the address before funds reach the bank — all within AMINA's platform.

→ Which platforms can AMINA clients deposit from? Clients can connect wallets and exchange accounts across Mesh's network of more than 300 providers, subject to AMINA's approved platform list.

→ Can other financial institutions use this? Through AMINA's B2B2C platform, financial institutions can access Mesh's connectivity through AMINA's regulated banking framework, per AMINA's announcement. Institutions can also work with Mesh directly.

Related reading

Related posts

Bank-to-crypto connectivity
July 16, 2026
Bank-to-Crypto Connectivity: Enable Customers to Link Hundreds of Wallets & Exchanges
The operating layer for digital asset infrastructure
July 16, 2026
Digital Asset Infrastructure for Banks: The Operating Layer
Account funding
July 16, 2026
Account Funding for Banks: Crypto & Stablecoin Deposits
Wallet ownership verification
July 16, 2026
Verified Deposits for Banks: Wallet Ownership Verification
July 7, 2026
How Mesh and Shift4 Work Together to Power Crypto Payments for Merchants
World Cup odds
July 6, 2026
The World Cup, Prediction Markets, and the Funding Race
Kalshi and Mesh — crypto deposits for the CFTC-regulated event-contracts exchange
June 20, 2026
How Mesh and Kalshi Work Together to Power Crypto Deposits
Monthly news and updates
June 20, 2026
Best Agentic Payments Platform, MAP goes live, and new partners
June 13, 2026
What We’re Building | June 2026
Mesh Alliance Program shield
June 6, 2026
Mesh Alliance Program
Machine controls
May 30, 2026
Good UX used to mean “good for people”
Mesh updates
May 24, 2026
CNBC, 5 partner announcements, Stablecon, and Consensus
SmartFunding in action
May 20, 2026
SmartFunding: How It Works
Mesh is building
May 16, 2026
What We’re Building | May 2026
May 15, 2026
Best Crypto Payment Solutions for Enterprise
A note from our CEO
May 9, 2026
Mesh x Kalshi Partnership
Bam Azizi on CNBC
May 2, 2026
Mesh on CNBC
Capitol
April 25, 2026
CLARITY Act Explained
Mesh building
April 18, 2026
What We’re Building | April 2026
April 9, 2026
Mesh on CNBC, and the $100T case for tokenization
Crypto Payment Gateways
April 8, 2026
Crypto Payment Gateway APIs Explained
Security
April 4, 2026
How crypto is redefining payment security
Making Mesh work at scale
March 28, 2026
How we built Mesh
business of delay
March 21, 2026
The business of delay
Demystifying the Travel Rule for crypto and stablecoins
March 19, 2026
Travel Rule explained
What We’re Building
March 14, 2026
What We’re Building | March 2026
Word salad
March 7, 2026
Building around ambiguity
Multiple platforms
February 28, 2026
Can't read, won't buy
Banks and crypto
February 21, 2026
Crypto firms race for bank charters
Dials
February 14, 2026
AI needs programmable money
Crypto regulation
February 7, 2026
Q1 2026 regulatory trends
Mesh logo
January 31, 2026
A note from our CEO
Mesh Raises $75M Series C at $1B Valuation
January 27, 2026
Mesh Raises $75M Series C
On-chain loyalty
January 24, 2026
Let’s put loyalty points on-chain
Mesh building
January 17, 2026
What We’re Building | January 2026
Cross-chain bridging in action
January 12, 2026
LIVE: Cross-chain bridging!
Application security
January 5, 2026
The new rules of application security
2026
January 3, 2026
Our 2026 predictions
2025
December 20, 2025
2025: A year in review
Paxos x Mesh
December 15, 2025
Mesh Partners with Paxos
Liquidity
December 13, 2025
The future is liquid
Mesh building
December 5, 2025
What We’re Building | December 2025
Mesh x Coverd
December 5, 2025
Mesh Partners with Coverd
UK flag
November 29, 2025
Inside the UK’s new stablecoin framework
User knowledge
November 22, 2025
How to build “deep” user knowledge
Crypto tokens
November 15, 2025
Savviness ≠ spending frequency
Mesh building
November 8, 2025
What We’re Building | November 2025
Crypto onboarding
November 1, 2025
Onboarding is the real conversion bottleneck
Regulations
October 25, 2025
Q4 regulatory trends
Verification
October 18, 2025
AML/KYC is broken
Mesh building
October 11, 2025
What We’re Building | October 2025
Agentic payments
October 4, 2025
Where crypto and AI converge
Modern customer success
September 27, 2025
The future of customer success
AI and crypto converging
September 20, 2025
Introducing Mesh Wallet
Mesh is building
September 13, 2025
What We’re Building | September 2025
Crypto ecosystem
August 30, 2025
Fragmentation is a feature
Mesh engineering team
August 28, 2025
Engineering onboarding that works
Puzzle piece
August 23, 2025
What's needed for stablecoin adoption
Levl x Mesh
August 21, 2025
Mesh Partners with Levl
RedotPay x Mesh
August 13, 2025
Mesh Partners with RedotPay
Ripple x Mesh
August 12, 2025
Mesh Partners with Ripple
Trump's crypto report
August 9, 2025
Breaking down Trump's crypto report
Mesh x AEON
August 4, 2025
Mesh Partners with AEON
Indian flag
July 26, 2025
Mesh opens Bangalore office
Gabriele Galli at ETHMilan
July 19, 2025
Mesh world tour
Crypto wallet
July 12, 2025
Gen Z's growing influence
Stablecoins used for corporate treasury management
July 5, 2025
CFOs like stablecoins
Stablecoin adoption
June 28, 2025
Stablecoins are the new money layer
Mesh UX screens
June 21, 2025
How design builds trust
Senate floor
June 18, 2025
GENIUS Act Explained
Stablecoin Market Map
June 2, 2025
Stablecoin ecosystem's explosive growth
Different types of stablecoins
May 28, 2025
Stablecoins are transforming corporate treasuries
Mesh CEO Bam Azizi on Fox News
May 20, 2025
Stablecoin bill clears major hurdle
Mesh Raises $82M Series B
March 11, 2025
Mesh Raises $82M Series B
Shift4 + Mesh
October 28, 2024
Mesh Partners with Shift4
MetaMask and Mesh
September 17, 2024
MetaMask and Mesh Deepen Partnership
Mesh Verify screen
August 7, 2024
Crypto Wallet Identity Verification: How It Works
User attestation screens
August 1, 2024
User Attestation
Satoshi Test screen
July 30, 2024
Satoshi Test
Mesh Verify Screen
July 22, 2024
Mesh Verify
Converts screen
July 8, 2024
Converts
Mesh Payout Screen
June 27, 2024
Mesh Payout
Mesh Ramp Screen
April 29, 2024
Mesh Ramp
Mesh Pay Screen
April 1, 2024
Mesh Pay
Mesh Deposit screen
February 27, 2024
Mesh Deposit